Terms of Use

Last updated July 19, 2026

These Terms of Use govern your access to and use of nestulator.com (the "Site"). By using the Site you agree to these terms.

Estimates only — not financial advice

Nestulator is an educational planning tool. All outputs — price ranges, monthly payments, affordability zones, and buy-vs-rent comparisons — are estimates based on the numbers you enter and third-party data, and depend on assumptions that may not match your situation. Nothing on the Site is financial, tax, legal, real-estate, or lending advice, and it is not a loan pre-qualification, approval, or offer. Consult a licensed lender, agent, or financial professional before making decisions.

Data accuracy

We compile home prices, tax rates, insurance costs, rents, and mortgage rates from public sources believed reliable, but we do not guarantee they are current, complete, or accurate. Market conditions and rates change frequently.

Third-party links and partners

The Site may link to or connect you with third-party lenders, agents, and services. We are not responsible for their products, services, or conduct, and any transaction you enter into with them is solely between you and that third party.

Acceptable use

You agree not to misuse the Site, interfere with its operation, scrape or copy it at scale, or use it for any unlawful purpose.

Intellectual property

The Site's design, text, and code are owned by us or our licensors and may not be reproduced without permission.

Disclaimer of warranties

The Site is provided "as is" without warranties of any kind, express or implied, including fitness for a particular purpose and accuracy.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its estimates.

Changes

We may update these terms at any time; continued use of the Site means you accept the current version.

Contact

Questions? Email rock@sotedesign.com.

These terms are a general template and are not legal advice. Have them reviewed by qualified counsel before relying on them.